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RENA KILANIOTOU is looking for a Banking & Coop job in Limassol, Cyprus.
Candidate Info
Name
RENA KILANIOTOU
Gender
Female
Marital Status:
Married
Children:
No children
Country Of Origin:
CYPRUS
Last Updated:
21/05/2008
Residence / Contact Details
Address
25 SOUDAS STREET, LIMASSOL, CYPRUS
Phones
Professional Experience
Sept. 2006 - March 2008 Commercial Funding Corp – Passaic, NJ
Mortgage Underwriter/ Team Manager
w Responsible for commercial automated underwriting
w Responsible for preparing Pre- approvals on commercial properties and forward to brokers and customers.
w Prepare termination letter and customer’s packages to send out.
w Assist Owner on program preparation and anything else involving underwriting and pre-approvals.
w Processing deals on a certain program which included ordering appraisal, collecting conditions, preparing packages and interacts with investors and attorneys in order to finalize closings.
Jan. 2007 –
Dec. 2007 Fairleigh Dickinson University – Hackensack, ΝJ
Assistant Professor
w Teaching ‘Intro to Graduate Studies and Research’
w Assisting students with their projects and work with them to ensure their progress in the class.
w The class was about teaching the APA (American Press Association) Style to students that enter the Hospitality graduate program.
w Teach how to use the style when writing term papers, business plans, projects etc.
Jan. 2002 – March 2008 Avon (Cosmetics Company)
Sales Manager
w Grow and sustain profitable sales by meeting sales plans
w Implement field strategy to achieve direct selling excellence
w Effectively recruit, train and motivate independent sales representatives, helping them achieve personal and company goals
w Provide strong leadership in a territory that can generate up to $2 million a year in sales
April 2005 –
Aug. 2006
Infinity Mortgage Corp / Equity One Inc. – Parsippany, NJ
Junior Underwriter
wResponsible for automated underwriting such as DU, LP and investor’s websites
w Assembling all loan documents necessary for loan closing
w Checking documents for accuracy and completeness
w Validating all information provided in loan applications
w Reviewing file exhibits
w Assisting with the scheduling of loan closings
w Communicating loan status and answering routine questions regarding loans in process(from the customers and all interested parties)
w Entering loan data into the computer system
w Ordering VOE’s, VOM’s, VOD’s , title, appraisal, hazard and flood insurance
w Reviewing and clearing all conditions of loan approval
w Clearing title and ordering payoffs
w Preparing a copy of file and send out to different investors
Nov. 2001 –
March 2005 D & M Financial Corp. – Belleville, NJ
Sales Manager (May 2004 – March 2005)
w Responsible for overall loan quality and ensuring that prescribed operational procedures are followed.
w Manage a team of 15 Account Executives.
w Increase Sales for representatives and Personal Sales per month up to $3million.
w Implemented training course for new recruits and attend weekly Mortgage Status Meetings.
w Interview and hire Loan Reps and Preparing promotion material such as flyers, brochures etc.
Underwriter, (Oct. 2003 – March 2005)
w Approve and/or denies loans within certain limits and makes credit structure and loan pricing decisions.
w Underwriting Conventional, Alt-A and Subprime loans.
w Ensuring compliance with appropriate company, reviewing and evaluating information on mortgage loan documents to determine if borrower, property, and loan conditions meet company and government standards.
Processor, (Nov. 2001-Sep. 2003)
wRanging from data input and quality control to application assessment and liaising with intermediaries.
w Receive and check applications ensuring all case details are entered on the system accurately.
w Maintain telephone contact throughout case cycle to ensure all parties involved in the transaction are fully aware of case progression.
w Calls or writes credit bureau and employer to verify accuracy of information.
w Calls companies to obtain property abstract, survey, and appraisal. Informs supervisor of discrepancies in title or survey and coordinate with customers for Scheduling closing date.
July 2001 –
Oct. 2001 National Herald, Queens NY
Journalist
w Writing weekly articles in various subjects.
w Go out in the field to collect the material for the articles.
w Interview face to face or through the phone.
w Work in quark express to edit and modify the stories and create pages.
Sep.2000 –
May 2001 Dewey Library –Albany, NY
w Student Assistant. Work 20 Hours per week while attending school. Interactive with students in order to give informations and answer student’s questions. Use Library system for search.
w Also working in shelving and Shelf-Reading Projects.
Mortgage Underwriter/ Team Manager
w Responsible for commercial automated underwriting
w Responsible for preparing Pre- approvals on commercial properties and forward to brokers and customers.
w Prepare termination letter and customer’s packages to send out.
w Assist Owner on program preparation and anything else involving underwriting and pre-approvals.
w Processing deals on a certain program which included ordering appraisal, collecting conditions, preparing packages and interacts with investors and attorneys in order to finalize closings.
Jan. 2007 –
Dec. 2007 Fairleigh Dickinson University – Hackensack, ΝJ
Assistant Professor
w Teaching ‘Intro to Graduate Studies and Research’
w Assisting students with their projects and work with them to ensure their progress in the class.
w The class was about teaching the APA (American Press Association) Style to students that enter the Hospitality graduate program.
w Teach how to use the style when writing term papers, business plans, projects etc.
Jan. 2002 – March 2008 Avon (Cosmetics Company)
Sales Manager
w Grow and sustain profitable sales by meeting sales plans
w Implement field strategy to achieve direct selling excellence
w Effectively recruit, train and motivate independent sales representatives, helping them achieve personal and company goals
w Provide strong leadership in a territory that can generate up to $2 million a year in sales
April 2005 –
Aug. 2006
Infinity Mortgage Corp / Equity One Inc. – Parsippany, NJ
Junior Underwriter
wResponsible for automated underwriting such as DU, LP and investor’s websites
w Assembling all loan documents necessary for loan closing
w Checking documents for accuracy and completeness
w Validating all information provided in loan applications
w Reviewing file exhibits
w Assisting with the scheduling of loan closings
w Communicating loan status and answering routine questions regarding loans in process(from the customers and all interested parties)
w Entering loan data into the computer system
w Ordering VOE’s, VOM’s, VOD’s , title, appraisal, hazard and flood insurance
w Reviewing and clearing all conditions of loan approval
w Clearing title and ordering payoffs
w Preparing a copy of file and send out to different investors
Nov. 2001 –
March 2005 D & M Financial Corp. – Belleville, NJ
Sales Manager (May 2004 – March 2005)
w Responsible for overall loan quality and ensuring that prescribed operational procedures are followed.
w Manage a team of 15 Account Executives.
w Increase Sales for representatives and Personal Sales per month up to $3million.
w Implemented training course for new recruits and attend weekly Mortgage Status Meetings.
w Interview and hire Loan Reps and Preparing promotion material such as flyers, brochures etc.
Underwriter, (Oct. 2003 – March 2005)
w Approve and/or denies loans within certain limits and makes credit structure and loan pricing decisions.
w Underwriting Conventional, Alt-A and Subprime loans.
w Ensuring compliance with appropriate company, reviewing and evaluating information on mortgage loan documents to determine if borrower, property, and loan conditions meet company and government standards.
Processor, (Nov. 2001-Sep. 2003)
wRanging from data input and quality control to application assessment and liaising with intermediaries.
w Receive and check applications ensuring all case details are entered on the system accurately.
w Maintain telephone contact throughout case cycle to ensure all parties involved in the transaction are fully aware of case progression.
w Calls or writes credit bureau and employer to verify accuracy of information.
w Calls companies to obtain property abstract, survey, and appraisal. Informs supervisor of discrepancies in title or survey and coordinate with customers for Scheduling closing date.
July 2001 –
Oct. 2001 National Herald, Queens NY
Journalist
w Writing weekly articles in various subjects.
w Go out in the field to collect the material for the articles.
w Interview face to face or through the phone.
w Work in quark express to edit and modify the stories and create pages.
Sep.2000 –
May 2001 Dewey Library –Albany, NY
w Student Assistant. Work 20 Hours per week while attending school. Interactive with students in order to give informations and answer student’s questions. Use Library system for search.
w Also working in shelving and Shelf-Reading Projects.
Skills
Work with Genesis, Encompass, Calyx Point and Loan Energizer, MS Word, Visual Basic, Excel, Power Point, Macintosh, Quark express (Program use in the creation of magazine and newspapers pages) creative and effective with Photoshop as an image editor for web graphics and printed image production.
Languages
Fluent Greek and English. Some Spanish
Education
FDU, Fairleigh Dickinson University, GPA: 3.72
Master Degree in Hospitality Management Studies, May 2008
NYU, New York University
Graduate Certificate, December 2005
Marketing Management
NYU, New York University
Graduate Certificate, November 2004
Broadcasting Production
UNIVERSITY AT ALBANY, State university of New York
Bachelor of Arts, May 2001 Cumulative
Major: Communication and Rhetoric
Minors: Journalism & Theater
CYPRUS COLLEGE,
Associate of Mass Media & Communication, May 1999
Master Degree in Hospitality Management Studies, May 2008
NYU, New York University
Graduate Certificate, December 2005
Marketing Management
NYU, New York University
Graduate Certificate, November 2004
Broadcasting Production
UNIVERSITY AT ALBANY, State university of New York
Bachelor of Arts, May 2001 Cumulative
Major: Communication and Rhetoric
Minors: Journalism & Theater
CYPRUS COLLEGE,
Associate of Mass Media & Communication, May 1999
Interests
Scuba Diving
w Racquetball
w Volunteer Work
w Movies
w Traveling
w Reading Books
w Racquetball
w Volunteer Work
w Movies
w Traveling
w Reading Books
